FirstBank & Trust
Small Business Loans

Whether you need more office space, new equipment, or just a line of credit, we have financial solutions to help your small business.

Investing in Your Business-showing a floral bouquet

Insights Flourish Into Something Beautiful

When you have a business to grow, a local partner with strength and insight you can trust makes all the difference.

“When the pandemic hit and so many others were waiting and didn’t have a resource for Paycheck Protection Program loans, that didn’t happen to us. We had a resource and were treated with the same respect as a big company.”

—Owner, Floral Company

Unique Solutions Featuring a Floral Company


Take advantage of your opportunities

Your business needs to be nimble and have the ability to jump on opportunities that present themselves. Our business bankers are experts at providing the right lending solution for any situation at the lowest cost to your business.

Small Business Administration (SBA) Loan

SBA loans are partially guaranteed by the government and provide long term loans to small businesses. Loan amounts can be small or large, and used to purchase a business, finance franchising, restructuring, expansion, machinery & equipment, construction, and real estate acquisition, development and refinancing. SBA loans typically have rates and fees comparable to other, non-guaranteed loans, and can come with lower down payments and sometimes, without collateral.

As a SBA lender, we work with business owners to offer favorable terms and local decision making. Our banking team can assist with SBA 504 and SBA 7(a) loan programs.

Additional Small Business Lending Options and Tools

  • Lines of Credit
  • Letters of Credit
  • Term Loans
  • Leasing Solutions
  • Business Credit Manager