FDIC Insurance Statement

HTLF Bank divisions operate throughout the western and midwestern sections of the United States. Each division of HTLF Bank has a unique name that reflects our deep ties to the communities we serve. Divisions of HTLF Bank are not separately FDIC insured. The combined amounts you have on deposit with the divisions of Citywide Banks and Premier Valley Bank are considered insured by the same depository institution, namely HTLF Bank. Basic FDIC insurance coverage for deposit accounts (checking, savings, money market, and certificates of deposit) is $250,000.

You may qualify for more than $250,000 in coverage at HTLF Bank if you own deposit accounts in different ownership categories. The most common ownership categories for individual and family deposits are single accounts, joint accounts, revocable trust accounts, and certain retirement accounts. A representative at your local branch will be able to discuss account options and additional products such as depositing through the Promontory Network Certificate of Deposit Account Registry Service (CDARS) program.

For information on insurance coverage limits on your accounts at HTLF Bank and how to qualify for more insurance coverage, visit the FDIC's website, https://www.fdic.gov. The FDIC also has an easy-to-use online tool called EDIE (Electronic Deposit Insurance Estimator) The Estimator. To access EDIE The Estimator, go to https://edie.fdic.gov.